In this era, everyone's employment mobility is very strong, and there are often cross-regional and cross-city employment.
After you have been working in your hometown for a few years, think of the first-tier cities. You may have to go back to your home for a few years after you have been in the north for a few years. You may also like to go to a city and want to settle there. And start a new life.
Well, there is a very real problem we have to consider: What should I do if my social security relationship and payment are transferred to new regions and cities?
Next, I really want to share with you the social security transfer and the next thing~
First, the specific process
Second, common problems
1. Can the five risks be transferred?
Currently, only pension insurance and medical insurance can be relocated.
2. Is it only possible to transfer personal accounts?
As we all know, pension insurance and medical insurance fees are composed of two parts. Among them, the part that employees pay personally is called “personal account”, and the unit payment is collectively referred to as “coordinating account”.
According to the《关于城镇企业职工基本养老保险关系转移接续暂行办法》regulations promulgated in 2009, when the basic pension insurance relationship of urban employees is transferred, the personal account principal and interest are transferred, and 12% of the account transfer base is unified.
Basic medical insurance, when transferring across regions, can only transfer personal account balances, and does not transfer the unified account.
3. Do you have to transfer social security if you change jobs?
If you change your job, the social security will not turn over, will it expire?
The Human Resources Department said that as long as the merger is transferred before retirement. When the social security relationship is transferred, the insured payment years in each place can be combined and the personal account storage amount will be calculated cumulatively.