为什么要做社保转移

亿万先生ro007

In this era, everyone's employment mobility is very strong, and there are often cross-regional and cross-city employment.

After you have been working in your hometown for a few years, think of the first-tier cities. You may have to go back to your home for a few years after you have been in the north for a few years. You may also like to go to a city and want to settle there. And start a new life.

Well, there is a very real problem we have to consider: What should I do if my social security relationship and payment are transferred to new regions and cities?

Next, I really want to share with you the social security transfer and the next thing~

First, the specific process

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Second, common problems

1. Can the five risks be transferred?

Currently, only pension insurance and medical insurance can be relocated.

2. Is it only possible to transfer personal accounts?

As we all know, pension insurance and medical insurance fees are composed of two parts. Among them, the part that employees pay personally is called “personal account”, and the unit payment is collectively referred to as “coordinating account”.

According to the《关于城镇企业职工基本养老保险关系转移接续暂行办法》regulations promulgated in 2009, when the basic pension insurance relationship of urban employees is transferred, the personal account principal and interest are transferred, and 12% of the account transfer base is unified.

Basic medical insurance, when transferring across regions, can only transfer personal account balances, and does not transfer the unified account.

3. Do you have to transfer social security if you change jobs?

If you change your job, the social security will not turn over, will it expire?

The Human Resources Department said that as long as the merger is transferred before retirement. When the social security relationship is transferred, the insured payment years in each place can be combined and the personal account storage amount will be calculated cumulatively.

xx4.社会保障转移的限制是什么?

一般来说,社会保障转移需要被保险人的年龄。一般来说,女性是40岁,男性是50岁。如果超过此年龄,则无法转移。

但是,在将养老保险关系和资金转移到治疗地点之前,您可以等到达到法定退休年龄。

5.如果您在多个省市工作并支付社会保障金,您最终在哪里领取养老金?

查看每个参与地的被保险人的支付期,然后根据“户籍优先,长期,反向计算”的原则确定征收地点。

被保险人的被保险人和户籍是相同的,接收地点的地点在户籍所在地,即被保险人领取养老金

户籍登记土地和参与土地不一致的,应当按照被保险人缴纳费用10年的地点确定支付地点

如果被保险人有多个地方支付了10年,则收到养老金的地方根据10年的最后地点确定。

如果被保险人在所有地方支付不到10年,被保险人的养老金关系和相关资金将被转回户籍所在地,户口登记将用于支付养老金。